Westminster, Thornton and Broomfield Colorado real estate listings, home buying, selling and relocation information

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Closing or Settlement >The Settlement

The final stage of a home sale transaction is the time to tie up all the loose ends. The buyer and seller will sign the settlement sheet at the closing, detailing all of the charges that each party has incurred during the sale of the house. It is crucial to go over the sheet for accuracy and to make sure that you understand everything on it before you complete the transaction.

When a contract is negotiated, each side agrees how to divide the loan fees (or points), as well as the other closing charges, such as state or local taxes or escrow fees. Your real estate agent can go over the settlement sheet and help you compare it with your purchase agreement. The seller's charges usually include the brokerage fee, the mortgage payoff, and any charges involved in clearing the title, as well as pro-rated property taxes, payments for termite treatment and escrow for repairs that could not be completed by closing. The buyer's costs include charges for the loan and title searches, insurance and any other legal fees. A good closing officer will go over the settlement sheet line by line, explaining each item and correcting any misplaced charges.

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Q	What information does nearly every state in America require the seller of a home to reveal to the buyer?
A	Most states require disclosure of any existing problems or conditions that could affect the value of the house.
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Harriet Jones, REALTOR®, real estate agent and broker for Westminster, Thornton and Broomfield Colorado home listings, property and land for sale - NUMBER1EXPERT(tm)

Harriet Jones
Metro Brokers ReAction Realty
12000 ZUNI
WESTMINSTER, CO. 80234
DIRECT: 303-301-7116
CELL: 303-919-5106
OFFICE: 303-252-7700
FAX: 303-252-4664
Toll Free: 1-877-791-1215
Email: HarrietJones@NUMBER1EXPERT.com
Harriet Jones, born in Oakley, Kansas, came to call the North Metro Denver area her home over 30 years ago. She enjoys the many splendors of Colorado and the Rocky Mountains. From hiking, fishing, and snowmobiling, to retreating to her mountain property with family, Harriet loves taking advantage of each refreshing opportunity the Colorado life affords. Her adventuresome spirit has also lead her to some choice tropical destinations, including Mexico, the Caribbean, and Hawaii. As one of the top-producing agents in her company, Harriet’s adventuresome spirit is one of the driving forces behind her successful real estate career. A seasoned businesswoman, her career began in sales, and also includes extensive experience in both the Oil & Gas and Aerospace industries, as well as special investigative work for the government agency, RTC. Harriet’s tireless energy, drive, and determination allow her to bring home successful results for her loyal clientele. Wherever her career has taken her, Harriet’s primary goal has always been client satisfaction. Whether helping people receive top value for their property, or finding their ideal home, she views every client as an opportunity to make a positive difference in the buying or selling experience.

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